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Predictions / Week 8, 2026 / Indiana at Michigan

Michigan vs Indiana Prediction: Will Indiana Cover -7?

Early projections. Games after Tuesday night may be updated on Wednesday.

Backdoor Cover’s model projects Indiana -4.54 for Indiana at Michigan, 2.5 points off the market’s Indiana -7, and gives Indiana a 61% win probability.

Week8
DateSat, Oct 24
Kickoff12:00 PM
VenueMichigan Stadium, Ann Arbor, MI
TVFox

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My model
Indiana -4.54
Indiana wins 61.3% of simulations
2.5
points apart
The market
Indiana -7
the latest available line
Projected total
49.7
model leans Over 41.5
8.2
points apart
Market total
41.5
the latest available total

What this tells us

My model is less bullish on Indiana than the market is. I have them winning by 4 points, but the market has them favored by 7, so there's a 3-point gap between us on the number.

Model pick
Michigan +7

The model's side at the current line. It isn't a bet. I only bet a small share of the model's picks.

About this gap

Games with a gap under 3 points covered 51.4% of the time in the backtest (883 games).

Model vs market Cover % Games
0–3 pts (this game) 51.4% 883
3–6 pts 53.9% 616
6–10 pts 54.6% 401
10+ pts 53.0% 181

Backtest: every game, weeks 2+ of 2023–25.

Weather at kickoff

62°F
temperature
7 mph
wind
0%
precipitation

No significant weather expected.

How the number is built

The model rates every FBS team on efficiency, adjusted for opponent, and refits every week. It predicts a score, which becomes a spread and a total. Backdoor Cover Picks are the few games I bet.

My track record starts with the 2026 season. Picks are posted before kickoff and graded once the game finishes.

Common questions

Who does the model project to win Michigan vs Indiana?

Backdoor Cover’s model projects Indiana to win, with a 61% win probability.

What is the model’s predicted spread for Indiana at Michigan?

The model projects Indiana -4.54 and the market has Indiana -7, a gap of 2.5 points.

What side does the model favor against the spread?

Michigan +7, at the current number. Backdoor Cover Picks may still pass on this game.

Recent meetings

2024 Indiana 20, Michigan 15 Indiana won
2023 Michigan 52, Indiana 7 Michigan won
2022 Indiana 10, Michigan 31 Michigan won
2021 Michigan 29, Indiana 7 Michigan won
2020 Indiana 38, Michigan 21 Indiana won
2019 Indiana 14, Michigan 39 Michigan won
2018 Michigan 31, Indiana 20 Michigan won
2017 Indiana 20, Michigan 27 Michigan won
2016 Michigan 20, Indiana 10 Michigan won

How the model is doing. 203–178–7 against the spread (53.3%), 130–101 on totals (56.3%) and 285–103 straight up (73.5%) on every game this season, graded at DraftKings’ closing line.

Backdoor Cover Picks

Is Indiana at Michigan one of my picks? Subscribers see whether I’m betting it, and if so the side, the line and a recommended unit size.

My track record is on the Track Record page.

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Season predictions: Indiana and Michigan.

Published Oct 20, 2026. Numbers refreshed Oct 20, 2026.