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Predictions / Week 9, 2026 / Minnesota at Indiana

Indiana vs Minnesota Prediction: Will Indiana Cover -20.5?

Backdoor Cover’s model projects Indiana -32.0 for Minnesota at Indiana, 11.5 points off the market’s Indiana -20.5, and gives Indiana a 98% win probability.

Minnesota
Minnesota
2% to win
at
Indiana
98% to win
Indiana
My spread
Indiana -32.0
Market spread
Indiana -20.5
Points apart
11.5
Model pick
Indiana -20.5
My total
50.9
Market total
41.5
Points apart
9.4
Total lean
Over 41.5
Sat, Oct 31 3:30 PM Memorial Stadium (Bloomington, IN), Bloomington, IN CBS The model pick isn’t a bet. I only bet a small share of them.

What this tells us

My model is more bullish on Indiana than the market is. I have them winning by 32 points with a 98% win probability, while the market has them favored by just 20.5. We're on the same side of the game, but I'm a lot more confident in how big Indiana's margin will be.

The matchup

Minnesota
Minnesota
5–2 (3–1 Big Ten)
SP+ #57. ATS 5–2
Chance to win
2% to 98%
Indiana
Indiana
7–1 (4–1 Big Ten)
SP+ #6. ATS 1–7

Offense

#113
EPA per play
#12
#90
Success rate
#45
#126
Big plays
#10
#121
Points per scoring chance
#27
#132
Run game
#44
#86
Pass game
#5

Defense

#28
EPA allowed
#12
#46
Success rate allowed
#3
#41
Big plays allowed
#123
#107
Points per chance allowed
#20
#83
Run defense
#12
#34
Pass defense
#19

About this gap

Games with a gap over 10 points covered 53.0% of the time in the backtest (181 games).

Gap
50%52.4%
Covered
0–3 pts
51.4%
3–6 pts
53.9%
6–10 pts
54.6%
10+ pts
this game
53.0%

Dashed line: 50%. Solid line: 52.4%, break-even at -110. Backtest: every game, weeks 2+ of 2023–25. Games per row: 883, 616, 401, 181.

Line movement

Market now
Indiana -20.5
My number
Indiana -32.0

Weather at kickoff

66°F temperature
6 mph wind, gusts 12
2% chance of precipitation

No significant weather expected.

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Common questions

Who does the model project to win Indiana vs Minnesota?

Backdoor Cover’s model projects Indiana to win, with a 98% win probability.

What is the model’s predicted spread for Minnesota at Indiana?

The model projects Indiana -32.0 and the market has Indiana -20.5, a gap of 11.5 points.

What side does the model favor against the spread?

Indiana -20.5, at the current number. Backdoor Cover Picks may still pass on this game.

How the number is built

The model rates every FBS team on efficiency, adjusted for opponent, and refits every week. It predicts a score, which becomes a spread and a total. Backdoor Cover Picks are the few games I bet.

My track record starts with the 2026 season. Picks are posted before kickoff and graded once the game finishes.

How the model is doing. 232–205–7 against the spread (53.1%), 156–131 on totals (54.4%) and 317–127 straight up (71.4%) on every game this season, graded at DraftKings’ closing line.

Backdoor Cover Picks

Is Minnesota at Indiana one of my picks? Subscribers see whether I’m betting it, and if so the side, the line and a recommended unit size.

My track record is on the Track Record page.

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Season predictions: Minnesota and Indiana.

Published Oct 28, 2026. Numbers refreshed Oct 28, 2026.