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College Football 2026

Week 5 College Football Predictions

Model-projected spreads and totals for every FBS game.

Model record
ATSTotalsStraight up
Week 529–2751.8%34–2260.7%42–1475.0%
2026142–128–152.6%69–4560.5%208–6376.8%
Get the Week 5 CSV

All 56 games in a spreadsheet. Enter your email and it downloads right away. You’ll also get the projections every Wednesday.

All 56 games

All 56 games, in kickoff order. A Model Pick is the side the model lands on against the line and total. Green won, red lost. Model Picks aren’t bets. The games I bet are Backdoor Cover Picks.

Final Matchup Proj Line Final Line Proj Total Final Total Model Picks
Thursday, Oct 1
13–34Final 8:00 PM CBSSN New Mexico State −4.6 New Mexico State −1.5 58.9 55.5
New Mexico State −1.5Over 55.5
45–44Final 9:00 PM ESPN North Texas −6.1 North Texas −3.0 54.9 56.5
North Texas −3.0Under 56.5
Friday, Oct 2
30–14Final 7:00 PM CBSSN Liberty −10.3 Liberty −7.5 54.7 51.5
Liberty −7.5Over 51.5
35–33Final 7:00 PM ESPN Pittsburgh −10.5 Virginia Tech −2.5 55.1 54.5
Pittsburgh +2.5Over 54.5
13–34Final 8:00 PM FOXRead the breakdown Penn State −9.2 Penn State −2.5 53.7 46.5
Penn State −2.5Over 46.5
Saturday, Oct 3
59–8Final 11:00 AM ESPN+ Memphis −13.5 Memphis −50.5 57.4 53.5
Charlotte +50.5Over 53.5
56–23Final 12:00 PM ABCRead the breakdown Alabama −10.6 Alabama −5.5 58.9 62.5
Alabama −5.5Under 62.5
16–25Final 12:00 PM CW SMU −19.4 SMU −21.5 50.3 55.5
Boston College +21.5Under 55.5
14–20Final 12:00 PM FOXRead the breakdown Michigan −15.2 Michigan −6.5 45.6 41.5
Michigan −6.5Over 41.5
0–55Final 12:00 PM ESPNU Kansas −16.3 Kansas −21.5 56.0 50.5
Middle Tennessee +21.5Over 50.5
9–14Final 12:00 PM CBS Air Force −4.3 Air Force −3.0 54.4 45.5
Air Force −3.0Over 45.5
37–26Final 12:00 PM ESPNRead the breakdown Notre Dame −21.8 Notre Dame −21.5 47.6 46.5
Notre Dame −21.5Over 46.5
3–57Final 12:00 PM ACC Network Wake Forest −25.7 Wake Forest −14.5 53.3 54.5
Wake Forest −14.5Under 54.5
42–41Final 12:00 PM CBSSN UConn −5.8 Syracuse −6.5 55.5 51.5
UConn +6.5Over 51.5
17–27Final 12:00 PM ESPN2 Houston −8.4 Houston −10.5 47.2 50.5
UCF +10.5Under 50.5
42–45Final 12:00 PM TNT West Virginia −1.8 Iowa State −2.5 57.1 53.5
West Virginia +2.5Over 53.5
3–31Final 12:30 PM BTNRead the breakdown Wisconsin −5.2 Wisconsin −8.5 45.8 43.5
Michigan State +8.5Over 43.5
14–38Final 12:45 PM SEC NetworkRead the breakdown Georgia −16.4 Georgia −25.5 51.4 50.5
Vanderbilt +25.5Over 50.5
20–17Final 1:00 PM ESPN+ Western Michigan −11.6 Western Michigan −12.5 49.1 45.5
Buffalo +12.5Over 45.5
39–24Final 2:00 PM ESPN+ Toledo −25.0 Toledo −21.5 53.8 51.5
Toledo −21.5Over 51.5
17–41Final 3:30 PM ESPN+ Central Michigan −2.5 Central Michigan −6.5 49.3 47.5
Akron +6.5Over 47.5
14–24Final 3:30 PM ESPNRead the breakdown Tennessee −6.3 Tennessee −6.5 53.6 54.5
Auburn +6.5Under 54.5
24–20Final 3:30 PM ESPN+ Miami (OH) −28.1 Miami (OH) −10.5 55.4 41.5
Miami (OH) −10.5Over 41.5
31–39Final 3:30 PM CBSSN California −1.6 UNLV −1.5 52.5 51.5
California +1.5Over 51.5
38–14Final 3:30 PM ESPN+ Massachusetts −24.6 Massachusetts −5.5 50.2 48.5
Massachusetts −5.5Over 48.5
17–45Final 3:30 PM ABCRead the breakdown Florida −0.5 Florida −5.5 53.2 57.5
Missouri +5.5Under 57.5
28–31Final 3:30 PM ACC Network NC State −1.5 Louisville −5.5 58.6 56.5
NC State +5.5Over 56.5
13–10Final 3:30 PM ESPN+ Ohio −16.0 Ohio −3.5 52.8 50.5
Ohio −3.5Over 50.5
31–14Final 3:30 PM CBSRead the breakdown Ohio State −3.6 Ohio State −14.5 46.6 46.5
Iowa +14.5Over 46.5
10–42Final 3:30 PM ESPN+ Georgia State −1.8 Georgia State −1.5 58.8 51.5
Georgia State −1.5Over 51.5
7–38Final 3:30 PM ESPN2Read the breakdown Virginia −17.4 Virginia −1.5 55.8 51.5
Virginia −1.5Over 51.5
0–28Final 3:30 PM CW North Dakota State −10.1 North Dakota State −17.5 48.8 44.5
Wyoming +17.5Over 44.5
17–45Final 3:45 PM ESPNU James Madison −23.0 James Madison −15.5 57.5 55.5
James Madison −15.5Over 55.5
23–48Final 4:00 PM FS1 Nebraska −19.6 Nebraska −15.5 57.9 52.5
Nebraska −15.5Over 52.5
7–61Final 4:00 PM MW+ New Mexico −28.2 New Mexico −23.5 54.1 48.5
New Mexico −23.5Over 48.5
35–34Final 4:15 PM SEC Network South Carolina −2.3 South Carolina −2.5 54.5 52.5
Kentucky +2.5Over 52.5
24–17Final 4:15 PM BTN Illinois −10.5 Illinois −8.5 68.1 61.5
Illinois −8.5Over 61.5
56–26Final 6:00 PM USA Net Oregon State −10.9 Oregon State −7.0 64.5 62.5
Oregon State −7.0Over 62.5
7–34Final 7:00 PM ESPN2 Texas A&M −11.5 Texas A&M −13.5 49.6 50.5
Arkansas +13.5Under 50.5
17–10Final 7:00 PM ESPN BYU −4.4 BYU −5.5 50.0 48.5
TCU +5.5Over 48.5
31–24Final 7:00 PM ESPN+ Georgia Southern −0.6 Georgia Southern −2.5 54.5 53.5
Coastal Carolina +2.5Over 53.5
35–52Final 7:00 PM ESPN+ South Alabama −13.9 South Alabama −13.5 60.5 56.5
South Alabama −13.5Over 56.5
16–14Final 7:00 PM ESPN+ UTSA −0.4 UTSA −11.5 55.1 56.5
Rice +11.5Under 56.5
29–31Final 7:30 PM ESPN+ Army −1.6 Louisiana Tech −1.5 53.5 46.5
Army +1.5Over 46.5
41–13Final 7:30 PM ABCRead the breakdown Miami −19.2 Miami −14.5 50.6 49.5
Miami −14.5Over 49.5
17–13Final 7:30 PM ESPNU South Florida −10.2 South Florida −5.5 57.6 50.5
South Florida −5.5Over 50.5
29–7Final 7:30 PM FOXRead the breakdown Texas Tech −17.3 Texas Tech −13.5 50.1 50.5
Texas Tech −13.5Under 50.5
18–37Final 7:30 PM CBSSN Boise State −23.4 Boise State −18.5 52.1 51.5
Boise State −18.5Over 51.5
21–25Final 7:30 PM NBCRead the breakdown USC −10.2 USC −7.5 59.5 57.5
USC −7.5Over 57.5
20–23Final 8:00 PM ESPN+ Louisiana −4.9 Louisiana −5.5 52.5 49.5
Arkansas State +5.5Over 49.5
47–15Final 8:00 PM BTN Indiana −19.8 Indiana −24.5 58.3 56.5
Rutgers +24.5Over 56.5
26–6Final 9:30 PM USA Net Fresno State −2.8 Washington State −2.5 47.5 44.5
Fresno State +2.5Over 44.5
55–19Final 10:30 PM ESPN Baylor −0.7 Arizona State −3.5 49.0 48.5
Baylor +3.5Over 48.5
29–31Final 10:30 PM CW Texas State −8.2 Texas State −9.5 53.4 57.5
San Diego State +9.5Under 57.5
7–34Final 11:00 PM FOXRead the breakdown Arizona −1.6 Arizona −6.5 64.3 56.5
Cincinnati +6.5Over 56.5
20–16Final 11:59 PM MW+ San José State −1.6 Hawai'i −2.5 49.1 50.5
San José State +2.5Under 50.5
GameProj spreadProj totalModel picksat final line
Thursday, Oct 1
WKUNMSU
Final 13–34
NMSU −4.6 58.9 NMSU −1.5O 55.5
UNTTLSA
Final 45–44
UNT −6.1 54.9 UNT −3.0U 56.5
Friday, Oct 2
LIBDEL
Final 30–14
LIB −10.3 54.7 LIB −7.5O 51.5
PITTVT
Final 35–33
PITT −10.5 55.1 PITT +2.5O 54.5
PSUNU
Final 13–34
Breakdown
PSU −9.2 53.7 PSU −2.5O 46.5
Saturday, Oct 3
MEMCLT
Final 59–8
MEM −13.5 57.4 CLT +50.5O 53.5
ALAMSST
Final 56–23
Breakdown
ALA −10.6 58.9 ALA −5.5U 62.5
BCSMU
Final 16–25
SMU −19.4 50.3 BC +21.5U 55.5
MICHMINN
Final 14–20
Breakdown
MICH −15.2 45.6 MICH −6.5O 41.5
MTSUKU
Final 0–55
KU −16.3 56.0 MTSU +21.5O 50.5
NAVYAF
Final 9–14
AF −4.3 54.4 AF −3.0O 45.5
NDUNC
Final 37–26
Breakdown
ND −21.8 47.6 ND −21.5O 46.5
STANWAKE
Final 3–57
WAKE −25.7 53.3 WAKE −14.5U 54.5
SYRCONN
Final 42–41
CONN −5.8 55.5 CONN +6.5O 51.5
UCFHOU
Final 17–27
HOU −8.4 47.2 UCF +10.5U 50.5
WVUISU
Final 42–45
WVU −1.8 57.1 WVU +2.5O 53.5
MSUWIS
Final 3–31
Breakdown
WIS −5.2 45.8 MSU +8.5O 43.5
VANUGA
Final 14–38
Breakdown
UGA −16.4 51.4 VAN +25.5O 50.5
WMUBUF
Final 20–17
WMU −11.6 49.1 BUF +12.5O 45.5
TOLBALL
Final 39–24
TOL −25.0 53.8 TOL −21.5O 51.5
AKRCMU
Final 17–41
CMU −2.5 49.3 AKR +6.5O 47.5
AUBTENN
Final 14–24
Breakdown
TENN −6.3 53.6 AUB +6.5U 54.5
BGSUM-OH
Final 24–20
M-OH −28.1 55.4 M-OH −10.5O 41.5
CALUNLV
Final 31–39
CAL −1.6 52.5 CAL +1.5O 51.5
EMUMASS
Final 38–14
MASS −24.6 50.2 MASS −5.5O 48.5
FLAMIZ
Final 17–45
Breakdown
FLA −0.5 53.2 MIZ +5.5U 57.5
LOUNCSU
Final 28–31
NCSU −1.5 58.6 NCSU +5.5O 56.5
OHIOKENT
Final 13–10
OHIO −16.0 52.8 OHIO −3.5O 50.5
OSUIOWA
Final 31–14
Breakdown
OSU −3.6 46.6 IOWA +14.5O 46.5
ODUGAST
Final 10–42
GAST −1.8 58.8 GAST −1.5O 51.5
UVAFSU
Final 7–38
Breakdown
UVA −17.4 55.8 UVA −1.5O 51.5
WYONDSU
Final 0–28
NDSU −10.1 48.8 WYO +17.5O 44.5
MRSHJMU
Final 17–45
JMU −23.0 57.5 JMU −15.5O 55.5
MDNEB
Final 23–48
NEB −19.6 57.9 NEB −15.5O 52.5
UTEPUNM
Final 7–61
UNM −28.2 54.1 UNM −23.5O 48.5
UKSC
Final 35–34
SC −2.3 54.5 UK +2.5O 52.5
PURILL
Final 24–17
ILL −10.5 68.1 ILL −8.5O 61.5
ORSTCSU
Final 56–26
ORST −10.9 64.5 ORST −7.0O 62.5
ARKTA&M
Final 7–34
TA&M −11.5 49.6 ARK +13.5U 50.5
BYUTCU
Final 17–10
BYU −4.4 50.0 TCU +5.5O 48.5
GASOCCU
Final 31–24
GASO −0.6 54.5 CCU +2.5O 53.5
ULMUSA
Final 35–52
USA −13.9 60.5 USA −13.5O 56.5
UTSARICE
Final 16–14
UTSA −0.4 55.1 RICE +11.5U 56.5
ARMYLT
Final 29–31
ARMY −1.6 53.5 ARMY +1.5O 46.5
MIACLEM
Final 41–13
Breakdown
MIA −19.2 50.6 MIA −14.5O 49.5
TEMUSF
Final 17–13
USF −10.2 57.6 USF −5.5O 50.5
TTUCOLO
Final 29–7
Breakdown
TTU −17.3 50.1 TTU −13.5U 50.5
USUBOIS
Final 18–37
BOIS −23.4 52.1 BOIS −18.5O 51.5
WASHUSC
Final 21–25
Breakdown
USC −10.2 59.5 USC −7.5O 57.5
ARSTUL
Final 20–23
UL −4.9 52.5 ARST +5.5O 49.5
IURUTG
Final 47–15
IU −19.8 58.3 RUTG +24.5O 56.5
FRESWSU
Final 26–6
FRES −2.8 47.5 FRES +2.5O 44.5
BAYASU
Final 55–19
BAY −0.7 49.0 BAY +3.5O 48.5
TXSTSDSU
Final 29–31
TXST −8.2 53.4 SDSU +9.5U 57.5
CINARIZ
Final 7–34
Breakdown
ARIZ −1.6 64.3 CIN +6.5O 56.5
SJSUHAW
Final 20–16
SJSU −1.6 49.1 SJSU +2.5U 50.5

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How the model is doing. 142–128–1 against the spread (52.6%), 69–45 on totals (60.5%) and 208–63 straight up (76.8%) on every game this season.

Backdoor Cover Picks

Most weeks I bet a handful of the games I project. Those bets are Backdoor Cover Picks, and each one comes with a recommended unit size.

My track record is on the Track Record page.

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